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Senior Software Engineer, Fiat Payments & Banking Infrastructure

Department
Engineering
Job Type / Location
remote
Experience Required
7+ years
Posted On

About the Job

zerohash is looking for a Senior+ Software Engineer to architect and build our fiat payment systems, scaling our gateway to Finance 2.0. We are a high-performing team looking for an equally ambitious and driven teammate. The right candidate for this position is detail-oriented, deeply technical, and driven by the challenges of complex financial systems. You are eager to build secure, resilient, and highly scalable banking infrastructure. If you are looking to have a massive impact in a high-growth startup bridging the gap between traditional finance and digital assets, you will find this role uniquely challenging and rewarding.

Role Objectives & Focus

This senior-level role focuses intensely on the backbone of our financial infrastructure:

  • Fiat Payments: Building and maintaining robust fiat rails such as ACH, RTP, FedNow, RFP in the US, and SEPA in Europe.
  • Banking Infrastructure: Direct API integrations with top-tier banking partners.
  • Treasury Management: Developing sophisticated software to autonomously manage and reconcile balances across banking networks.
  • Operational Tooling: Creating internal tooling to streamline financial operations and scale our capacity to handle millions of transactions securely.

Responsibilities

  • Lead the architectural design and hands-on development of our global fiat payment rails (ACH, RTP, FedNow, Request for Pay, and SEPA).
  • Architect, implement, and scale seamless API integrations into our banking partners' systems.
  • Design and build robust treasury management software for internal operations, allowing programmatic liquidity management and automated balance transfers between partner banks.
  • Develop robust internal operational tooling to support reconciliation, automated alerts, financial operations, and compliance reporting.
  • Support the company's vital business by contributing to the design and development of software in an event-driven microservices environment.
  • Develop microservices, primarily utilizing Golang.
  • Work closely with platform engineers to set up new services and scale existing infrastructure.
  • Respond to production issues and alerts, ensuring high availability of our payment gateways.
  • When necessary, communicate directly with banking partners and client technical teams to resolve complex integration issues.

Requirements

  • 7+ years of software engineering experience, specifically focused on Payments, FinTech, or Banking-as-a-Service (BaaS) infrastructure.
  • Deep proficiency with Golang in a production environment.
  • Extensive understanding of traditional fiat networks and clearing systems (e.g., ACH, RTP, FedNow, SEPA, Swift).
  • Strong expertise in SQL and complex database schema design for high-throughput, ACID-compliant financial ledgers.

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